Federal Pell Grant
The Pell Grant is a federally funded program for exceptionally needy students. This type of grant represents aid that you will not have to pay back (assuming you complete the term for which you receive the funds). Your eligibility for a Pell Grant is determined by the Federal Department of Education. The Department documents your eligibility by using the Expected Family Contribution (EFC) number reported on your Student Aid Report (SAR). The Pell Grant is adjusted according to your enrollment status (full-time, three-quarter time, half-time, or less than half-time).
If you are awarded a Pell Grant, you will typically receive your Pell Grant in two disbursements (50 percent in the Fall semester and 50 percent in the Spring semester). You may be eligible to receive additional Pell Grant during the Summer term; this is known as Year-Round Pell. Year-Round Pell allows students to receive up to 150 percent of a regular grant award over the course of the academic year so that they can continue taking classes in the summer and finish their degrees faster than they would otherwise. Students who were full-time in the Fall and Spring semesters must be enrolled in at least six (6) credit hours during the Summer term to be eligible for Year-Round Pell.
If you do not use your entire grant to pay for tuition and books, the remaining balance will be forwarded to you no later than 14 days after the start of the term.
Federal Supplemental Educational Opportunity Grant (SEOG)
This is a federal grant for exceptionally needy students with a '0' Expected Family Contribution based on the FAFSA. SCC receives a limited amount of funding from the federal government for this grant. The college packages students until the limited amount of funding available is depleted. If you are offered an SEOG grant, the grant will appear on the Financial Aid Offer sent to you by SCC. Much like the Pell Grant, the SEOG grant is paid in two disbursements (50% in the Fall semester and 50% in the Spring semester).
State of Iowa Grants
These grants are for Iowa residents who meet the criteria outlined by the State of Iowa. Students are packaged by order of file completion date (how soon you are able to complete the financial aid application process). State grant programs include the Iowa Vocational Technical Tuition Grant and the Iowa Kibbie Grant. The Iowa Vocational Technical Tuition Grant and the Iowa Kibbie Grant are for qualified students in vocational, technical, or career option programs who apply for aid before July 1st preceding your anticipated term of enrollment (for the 2020-2021 award year that date is July 1, 2020).
The Future Ready Iowa Last-Dollar Scholarship and the FAFSA filing deadline is July 1st preceding your anticipated term of enrollment.(Due to COVID the filing date for the 2020-21 has been extended to August 1, 2020.) Students are notified of their eligibility for these grants by the Financial Aid Offer posted online in the student's Self-Service Account. Eligible programs are listed at https://www.scciowa.edu/landing/last-dollar-scholar-programs.aspx.
Iowa College Aid administers need-based college financial aid for Iowans.
Federal and State Grants generally do not have to be repaid and represent one of the most beneficial types of financial aid. However, students who fail to attend their classes, or stop attending classes, may have to repay a grant they received. For more information concerning this type of scenario, see the "Earning Financial Aid" portion of this website.
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